:root{
  --navy:#1d3557; --navy-2:#27466f; --sun:#f5a623; --sun-dark:#d98b0c;
  --cream:#fff8ea; --ink:#1c2733; --muted:#5a6878; --line:#e3e8ee; --bg:#fff;
  --radius:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}
h2{font-size:clamp(1.7rem,3.5vw,2.4rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
a{color:inherit}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--sun-dark);margin-bottom:.6em}
.lead{font-size:1.2rem;color:var(--muted);max-width:34em}
.sub{color:var(--muted);max-width:40em}

.btn{display:inline-block;background:var(--sun);color:#1c1400;font-weight:700;text-decoration:none;border:0;border-radius:999px;padding:.85em 1.6em;font-size:1rem;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:var(--sun-dark);transform:translateY(-1px)}
.btn:focus-visible,.menu-btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
.btn-ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 2px var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-sm{padding:.55em 1.2em;font-size:.95rem}

.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:68px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;font-weight:800;color:var(--navy);font-size:1.2rem;line-height:1.1}
.brand small{display:block;font-weight:600;font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.menu{display:flex;align-items:center;gap:1.6rem}
.menu a{text-decoration:none;font-weight:600;color:var(--navy)}
.menu a:not(.btn):hover{color:var(--sun-dark)}
.menu-btn{display:none;background:none;border:2px solid var(--navy);color:var(--navy);border-radius:8px;padding:.4em .9em;font-weight:700;font-size:1rem}

.hero{background:linear-gradient(180deg,var(--cream),#fff);padding:64px 0 48px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:1.6rem}

.trust{background:var(--navy);color:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:22px;padding-bottom:22px;text-align:center;font-size:.95rem}
.trust strong{color:var(--sun)}

.section{padding:80px 0}
.alt{background:var(--cream)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:36px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 2px 10px rgba(29,53,87,.05);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 10px 24px rgba(29,53,87,.12)}
.card p{color:var(--muted);margin:0}
.icon{width:56px;height:56px;border-radius:14px;background:var(--cream);color:var(--navy);display:grid;place-items:center;margin-bottom:16px}
.icon svg{width:32px;height:32px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.ticks li{position:relative;padding-left:38px}
.ticks li::before{content:"";position:absolute;left:0;top:.25em;width:24px;height:24px;border-radius:50%;background:var(--sun) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%231c1400' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}


.narrow{max-width:760px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-top:12px}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0}
details p{color:var(--muted)}

.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff}
.contact .sub{color:#c9d5e4}
.contact .eyebrow{color:var(--sun)}
.details{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:8px;color:#e6edf6}

.site-footer{background:#14263f;color:#aebbd0;font-size:.9rem}
.foot{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:22px;padding-bottom:22px}

@media (max-width:820px){
  .hero-grid,.split{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .section{padding:56px 0}
  .menu-btn{display:block}
  .menu{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;padding:16px 20px 20px;gap:14px}
  .menu.open{display:flex}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* hero photo */
.hero-art img{width:100%;height:auto;display:block;border-radius:28px;box-shadow:0 24px 50px rgba(29,53,87,.25);aspect-ratio:1/1;object-fit:cover}

/* home lift feature */
.feature{display:grid;grid-template-columns:1.15fr .85fr;margin-top:36px;border-radius:24px;overflow:hidden;background:var(--navy);color:#fff;box-shadow:0 14px 34px rgba(29,53,87,.18)}
.feature img{width:100%;height:100%;object-fit:cover;display:block;min-height:280px}
.feature-text{padding:36px;align-self:center}
.feature-text h3{color:#fff;font-size:1.5rem}
.feature-text .eyebrow{color:var(--sun)}
.feature-text p{color:#d3deec}


/* contact: letter-style form */
.letter{background:var(--cream);color:var(--ink);border-radius:24px;padding:32px;display:grid;gap:22px;box-shadow:0 18px 40px rgba(0,0,0,.25)}
.letter fieldset{border:0;margin:0;padding:0}
.letter legend{font-weight:800;color:var(--navy);font-size:1.1rem;margin-bottom:12px;padding:0}
.choices{display:flex;flex-wrap:wrap;gap:10px}
.choices label{cursor:pointer}
.choices input{position:absolute;opacity:0;pointer-events:none}
.choices span{display:block;padding:.55em 1.1em;border-radius:999px;border:2px solid #d9c9a6;background:#fff;font-weight:600;color:var(--navy);transition:.15s}
.choices input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.choices input:focus-visible+span{outline:3px solid var(--sun);outline-offset:2px}
.sentence{font-size:1.2rem;line-height:2.4;margin:0;color:var(--navy)}
.sentence input{font:inherit;color:var(--ink);border:0;border-bottom:2px solid var(--navy);background:transparent;padding:0 .3em;width:11em;max-width:100%;border-radius:0}
.sentence input::placeholder{color:#a69a80;font-style:italic}
.sentence input:focus{outline:0;border-bottom-color:var(--sun-dark);background:#fff1d1}
.more{display:grid;gap:8px;font-weight:700;color:var(--navy)}
.more span{font-weight:400;color:var(--muted)}
.more textarea{font:inherit;font-weight:400;padding:.7em .9em;border:2px dashed #d9c9a6;border-radius:12px;background:#fff;color:var(--ink);resize:vertical}
.letter .btn{justify-self:start}
.note{margin:0;font-size:.95rem;min-height:1.4em}
.note.ok{color:#1a7a3c}.note.err{color:#b3261e}

@media (max-width:820px){
  .feature{grid-template-columns:1fr}
  .feature-text{padding:26px}
  .letter{padding:22px}
  .sentence input{width:100%;display:block;margin:2px 0 6px}
  .sentence{line-height:1.8}
}

/* how it works: left-to-right flow with arrows */
.timeline{list-style:none;margin:48px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.timeline li{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:56px 22px 24px;box-shadow:0 2px 10px rgba(29,53,87,.05)}
.timeline .num{position:absolute;top:-26px;left:22px;display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:1.1rem;box-shadow:0 0 0 6px #fff}
.timeline li:first-child .num{background:var(--sun);color:#1c1400}
.timeline p{color:var(--muted);margin:0}
.timeline li:not(:last-child)::after{content:"";position:absolute;top:50%;right:-28px;width:28px;height:28px;transform:translateY(-50%);background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 28 28'%3E%3Cpath d='M4 14h18m-7-7l7 7-7 7' fill='none' stroke='%23f5a623' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
@media (max-width:960px){
  .timeline{grid-template-columns:1fr 1fr;row-gap:44px}
  .timeline li:nth-child(2)::after{display:none}
}
@media (max-width:560px){
  .timeline{grid-template-columns:1fr}
  .timeline li:not(:last-child)::after{top:auto;bottom:-36px;right:auto;left:50%;transform:translateX(-50%) rotate(90deg)}
}

/* footer links + legal pages */
.foot-links{display:flex;gap:20px;flex-wrap:wrap}
.foot-links a{text-decoration:none}
.foot-links a:hover{color:#fff;text-decoration:underline}
.legal h1{margin-bottom:.2em}
.legal h2{font-size:1.25rem;margin:1.8em 0 .4em}
.legal p{color:var(--muted)}
.legal .updated{font-size:.9rem;margin-bottom:2em}
.legal p a{color:var(--navy);font-weight:600}